THE CET SELF-INITIATED PLAN

Upon enrolment in a recognized post-secondary institution, the following benefits are received:

• Net principal is returned to subscriber
• Investment income on net principal is paid to beneficiary
• Government Grants plus income earned are paid to beneficiary
• You make deposits/withdrawals when you want
• Enrol at any age
• Substitution of beneficiary subject to I.T.A.
• If not used for education, roll-over interest to RRSP or withdraw as income as per I.T.A.
• Eligible to receive Government Grants
• Eligible to receive up to 2% cash back, deposited directly into your RESP from the CEFI MasterCard*
• Earn AIR MILES^® reward miles
• Eligible for part-time studies

*For full details about the CEFI Platinum MasterCard, including minimum purchase amount and eligibility, please consult the credit card's terms and conditions.