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Government Grants

Canada Education Savings Grant (CESG)

Earn 20% on the first $2,500 you contribute annually for each beneficiary in an RESP plan.

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Canada Learning Bond (CLB)

The Canada Learning Bond contributes up to $2,000 into an RESP for Children born After January 1, 2004 and whose family is entitled to the National Child Benefit Supplement.

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Quebec Education Savings Incentive (QESI)

The Quebec Education Savings Incentive is equal to 10% of your annual RESP contribution – up to a maximum of $3,600.

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Alberta Centennial Education Savings (ACES)

For beneficiaries born or adopted by a resident of Alberta on or after January 1, 2005. This Provincial Grant is up to $800 added to your RESP.

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Saskatchewan Advantage Grant for Education Savings (SAGES)

Receive an amount equal to 10% of the net contributions paid into the RESP over the course of a year, up to a maximum of $250 per beneficiary per year. The maximum lifetime SAGES grant is $4500 per beneficiary.

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The British Columbia Training and Education Savings Grant (“BCTES”)

The Government of British Columbia has announced the $1,200 BCTES Grant. It will be available for all children who are residents of British Columbia and born on or after January 1, 2007.

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Have questions?

Contact one of our education fund specialists for a free, no obligation consultation.